Privacy Policy - Niveshya Advisory

1. Information We Collect

We may collect the following types of information:

Personal Information

• Name
• Address
• Email address
• Mobile number
• Date of birth
• PAN, Aadhaar, and other identification details (where required)
• Bank account details and financial information
• Business and tax-related information

Investment & Financial Information

• Investment objectives
• Risk profile
• Income and asset details
• Insurance information
• Financial planning requirements

Business Information

• Accounting records
• Taxation and compliance data
• Financial statements
• GST and regulatory information

Website Information

When you visit our website, we may collect:

• IP address
• Browser type and device information
• Pages visited
• Cookies and usage data

2. How We Use Your Information

We use the information collected to:

• Provide wealth advisory, financial planning, accounting, taxation, and related services.
• Process investment and insurance-related transactions.
• Maintain client records and comply with regulatory requirements.
• Communicate important updates, reports, and service-related information.
• Improve our services and website experience.
• Respond to inquiries and customer support requests.
• Meet legal, regulatory, and compliance obligations.

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties.

Information may be shared only with:

• Regulatory authorities when required by law.
• Financial product providers, mutual fund platforms, insurance companies, custodians, and service partners for service execution.
• Professional advisors, auditors, or legal consultants under confidentiality obligations.
• Technology and service providers supporting our operations.

All such disclosures are made only to the extent necessary for providing services or complying with legal requirements.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your data, no electronic transmission or storage system can guarantee absolute security.

5. Data Retention

We retain client information for as long as necessary to:

• Provide our services.
• Comply with applicable laws and regulations.
• Resolve disputes and enforce agreements.
• Maintain records required by regulatory authorities.

6. Cookies and Website Tracking

Our website may use cookies and similar technologies to enhance user experience, analyze website traffic, and improve website functionality.

Users may modify browser settings to decline cookies; however, some website features may not function properly.

7. Your Rights

Subject to applicable laws, you may have the right to:

• Access your personal information.
• Request correction of inaccurate information.
• Request deletion of information where legally permissible.
• Withdraw consent for specific communications.
• Raise concerns regarding the processing of your personal data.

8. Third-Party Links

Our website may contain links to third-party websites. Niveshya Advisory is not responsible for the privacy practices or content of such external websites. Users are encouraged to review their respective privacy policies.

9. Compliance with Laws

Niveshya Advisory complies with applicable laws and regulations governing financial advisory, accounting, taxation, and data protection practices in India.

10. Changes to This Privacy Policy

We reserve the right to modify or update this Privacy Policy at any time. Any changes will be posted on our website with the revised effective date.

11. Contact Us

For any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact: